Tag: Investment Management

Digitalisation is the new era: Are industries keeping up to transform corporate client onboarding?

Posted on by Melanie Lopes

In a world where digital touchpoints define the client journey, onboarding remains the first true test of innovation.

Opening a personal account with a neo bank has been revolutionised with the smartphone and all we need is our passport, proof of address and the camera on our phone. Based on this input, various checks are carried out in the background and 10 minutes later you can start using your account and a digital bank card.

How different this is for corporate onboarding; papers are sent via email, post and sometimes still even fax, endless requests for clarification leading it to take on average 4-5 weeks before the ok is given. It is a far cry from the retail sector account opening.

Equally, technologies like AI are undermining the traditional ways of manual checking documentation and fake data such as a complete set of fake company structures and documentation can be created in no time undermining the trust in documents[1].

Change is nevertheless on its way due to technological advancements e.g. AI, cloud computing, API’s, detection and zero trust document technology, OCR (Optical Character Recognition and LLM (Large Language Models).

Regulators also pinch in and are pushing for change and moving towards perpetual compliance. The enhanced EU AMLR regulation – aiming to harmonize compliance obligations for banks, crypto-asset service providers, real estate agents, legal professionals, and other obliged entities, Regulation 2024/1624[2] – is just around the corner with implementation by July 2027. Whereas the EU Anti-Money Laundering Authority (AMLA, the first centralised EU authority for direct EU wide supervision of AML/CFT compliance) has just set up a shop in Frankfurt.

Market expectations are shifting, and the need for speed to benefit from market opportunities in investment management, industry trading and corporate banking, to name a few, should not be upheld by paper based processes.

Last but not least, the consistent increase in the cost of AML/CFT compliance can only be mitigated if we address the current outdated way of working.

To move away from the manual checks of documents, we need to shift to a technology driven verification of corporate data and information (not stale documents), to create real-time insights in corporate structures, activities, decision makers and (ultimate) beneficiaries.

The road to change is mired with obstacles of legacy infrastructure, risk averse organisations, current over engineered processes (to be replaced instead of replicated), interoperability of systems and platforms while remaining within the boundaries of legislation like GDPR.

At Reseo, we understand these challenges and we believe that digital onboarding is not just a process but a client experience differentiator whereby the Reseo modular, technology driven, secure and client centric e-ID is a digital wallet that can be shared with any counterparty on the platform. To transform corporate client onboarding, we blend technology and investor-centric services, ensuring continued financial trust while future-proofing the industries for the digital generation. AML/KYC is just our starting point.

 

[1] Xavier Hamori, KYC in 2025: The Collapse of Document Trust, June 1, 2025

[2] Europa.eu. (2024). Regulation – EU – 2024/1624 – EN – EUR-Lex. [online] Available at: https://eur-lex.europa.eu/eli/reg/2024/1624/oj/eng.

Speed Matters: How Fintech Empowers Smarter, Faster, Client-Centric Investment

Posted on by Melanie Lopes

In today’s interconnected digital world, a client’s journey is far from linear. It is a continual shifting of experience influenced by emerging technology, changing expectations, and the current market. The investment management industry is no exception; it is undergoing a significant transformation driven by technology and clients’ evolving demands, particularly corporate and institutional ones. Fintech has also moved from a complementary function to an integral part of the business strategy. Firms that understand how to leverage fintech innovations well are better positioned to meet their clients’ needs and, therefore, more likely to survive in an ever-changing competitive landscape.

Here’s why it matters:

• Client Expectations Are Redefining the Experience

Corporate clients now expect the same level of digital sophistication they benefit from in consumer technology, such as real-time reporting, mobile access, AI-generated insights, and frictionless digital onboarding. For investment managers, keeping up to date on the fintech landscape is essential to meeting client expectations for improved processes and smarter, faster, and more intuitive services. If firms allow technology to fall behind, there’s a great risk of not meeting client expectations, client retention, and overall performance.

• Efficiency through Technology: A Strategic Advantage

Embracing technology can distinguish businesses in today’s market. By using automation, AI, and data integration, companies can streamline operations and manage complex portfolios more effectively. Early implementation of these tools usually results in improved scalability, reduced expenses, and more responsiveness, freeing teams to concentrate on critical strategic initiatives and relationship-building. In the end, tech-driven efficiency lets companies realise their actual capacity.

• Data Is the New Alpha

Fintech is revolutionising investment decision-making using alternative data sources, advanced analytics, and machine learning algorithms. Those companies making the most of this data are making better sense and more accurate predictions, allowing them to create customised solutions for their clients. Those who do not keep pace are doing so at their own risk and will lose out on the competitive insights that data science has to provide.

• Tech Enhances Every Touchpoint of the Client Experience

Technology is now critical to enhancing the client experience in today’s high-speed financial environment.

Clients desire:

  •  Immediate access to portfolio data. Customised, intuitive dashboards providing actionable insights.
  • Self-service portals for easy access to documents and report generation. By implementing fintech solutions with these features, investment managers can create a seamless experience that empowers clients to make confident decisions.

• Regulatory Tech (RegTech) Enhances Compliance and Trust

Regulatory complexity is growing, driven by evolving financial regulations and geopolitical forces like sanctions, cross-border restrictions, and AML updates. Fintech products like RegTech platforms allow companies to stay compliant in real time, reduce risk, and build clients’ trust. Embracing early will enable companies to avoid costly compliance mistakes and offer clients confidence in their governance frameworks.

• Time is critical for successful onboarding and compliance

One bottleneck for most corporate clients is the AML/KYC procedure, which can take 2–3 weeks or more. This can mean a missed opportunity or delayed entry into investment prospects in fast-evolving markets. Fintech solutions like digital identity verification, biometric onboarding, and machine learning-driven AML surveillance can reduce onboarding from weeks to days. By embracing such technologies, companies improve operational efficiency and demonstrate to clients that their time is valued. In short, technology speeds up trust.

The client journey is essential for business success. As technology evolves, client expectations shift. Corporate investment management is no longer just about returns; clients demand speed, insight, transparency, and a superior experience. Remaining one step ahead of fintech trends allows firms to onboard clients effectively, provide personalised service, and build trust through data transparency. In today’s competitive era, innovation and responsiveness-oriented companies will reign supreme in a world where seconds matter.

Here at Reseo, an AI-based corporate business data wallet at the centre of global AML/KYC, we focus on delivering Structured, Perpetual, Auditable, and technology-verified corporate business data. We are proud to be shaping the future of regulatory technology. Our AI-driven solutions for compliance automation, risk management, and due diligence help investors and financial institutions stay ahead of regulatory demands while enhancing transparency and trust. By empowering clients with smarter, faster, and more secure decision-making tools, we are redefining what it means to be truly client-centric in today’s fintech-driven environment.

Cost of AML KYC processing: Changing the paradigm 

Posted on by Melanie Lopes

Costs of processing AML KYC are spiralling out of control, and a straightforward digitalisation of existing operations is no longer sufficient to tame these costs. A change of paradigm is now required. That is our belief at Reseo.

In today’s world, it is hard to keep abreast with the changing technology landscape in the investment management industry, let alone the regulation that aims to ensure that technology is not having negative impacts on the investor.

AI is portrayed as the holy grail and at the forefront of every technological development, whereas the EU is issuing a myriad of regulations to ensure the technology is used ethically, which benefits the interest of the consumer and takes into account the privacy of data of individuals.

Some of the regulations already in force or are coming into force in this area are the AI Act (Nov-‘26), Cyber Resilience Act (Dec ‘27), Financial Data Access Regulation (FIDA, Jul ‘25), European Data Act (Sept ’25) and the recently enforce DORA (Jan ’25).

It all can give a feeling that whenever a new technology is being deployed to either improve products, increase client services or save costs, additional costs are incurred to comply with new or changed regulations.

AML KYC cost

The above is definitely applicable to complying with AML KYC regulations. The investment management industry being used for Money Laundering / Terrorist Financing (MLTF) is getting even more sophisticated and could undermine the trust, which is paramount, in the industry. The projected total cost of financial crime across financial institutions worldwide is $274.1 billion, which is an increase of $60 billion in only two years. On top of that fines reached a whopping peak of $12 billion In 2021[1].

Against this sophistication of MLTF stands the still “paper” based process of gathering data to combat MLTF combined with recording the assessment through workflow driven files and data depositories, making for a high risk and costly compliance with regulation.

Digitalisation has been focussing on existing workflows and has not necessarily addressed the inherent inefficiencies of those workflows, whereas the General Data Protection Regulation (“GDPR”) are a further spoke in the wheel. This limits the exchange of data, causing the industry to continue to duplicate data exchange, verification and approval.

A rethink is due

We are all used to travelling the globe and handing over our passports at the border (sometimes with a visa obtained through the internet) to get access to the country we want to visit. Access to multiple countries with only one border check is possible through agreements like Schengen. Yes, participation and collaboration of all stakeholders is paramount and necessary and proven possible.

If the EU can achieve this why would the investment management industry not be able to get this done as well ie create something similar for getting easy access to financial services and investing.

Automating or digitalising is already an inefficient process, and workflows do not sufficiently address the spiralling costs, the fast changing environment and the increasing risk posed by sophisticated MLTF. A rethink is due.

At Reseo we think this is possible and to that end, we have created the e-ID, a go anywhere digital corporate passport. No endless requesting and sending around the documents and data that need to be verified, they are all captured and kept up to date in one corporate e-ID, verified by the e-ID Owner, confirmed by Reseo and approved by the e-ID User.

Taking out duplication, using state of the art AI, creating transparency for all participants, making compliance perpetual, reducing materially the cost and keeping or even heightening the trust in the industry and all its stakeholders.

A worthwhile cause to change the paradigm.

 

 

[1] LexisNexis: True cost of financial crime compliance global study, 2023

New podcast: How does innovation happen in the Investment Management industry?

Posted on by Eva Keogan

It’s December and we are pleased to share a new episode of the Reseo State of the Art podcast, and our final one of this year.

We are ending 2024 on a high note with an exciting conversation about innovation in the industry, which spans regulation, ESG, AI, and even Space.

Pierre Yves-Rahari is on hand to kick start the conversation, with his first set of questions: How do the best innovators in the industry operate? Do they create as individuals, or are they championed by corporations, or a combination of both? Is there any correlation with the funding model or talent pool available to innovators and what are the implications of for the future of innovation?

We are delighted to be joined once again by guests Mark Cummins, Professor of FinTech and a Principal Investigator within the Financial Regulation Innovation Lab (FRIL), and Dr James Bowden, Senior Lecturer in Financial Technology, who both hail from the University of Strathclyde.

Presenter
Pierre Yves-Rahari, Co-Founder and Director, A-Lab Solutions (Reseo)

Guests
Mark Cummins, Professor of FinTech and a Principal Investigator within the Financial Regulation Innovation Lab (FRIL), University of Strathclyde

Dr James Bowden, Senior Lecturer in Financial Technology, University of Strathclyde

Producers

Eva Keogan, Reseo

Melanie Lopes, Reseo

Enjoy listening and don’t forget to come back in the New Year when we go live with our 2025 schedule of discussions about the state of the industry.

Catch up on all our other episodes on Spotify and Apple podcasts.

The importance of industry networking: ALFI Conference London 2024

Posted on by Pierre-Yves Rahari

We have written about the importance of industry events recently and shared our insights. This time I would like to reflect on what going to conferences and the attendant networking can mean for a Fintech like ours.

The ALFI London Conference and Cocktail 2024 took place recently in October. It cements the longstanding relationship between Luxembourg and London with respect to the European and global asset management stage and is extremely well attended. Over 1,000 members of the local investment fund community, which included the Reseo team, joined the event.

This annual gathering of key players in the Investment Management industry includes a diverse yet complementary group of Asset Managers, Distributors, Fund Administrators, Lawyers, Regulators, System Providers, and Fintechs like ours.

The agenda included existing challenges such as converting household’s savings into investments, legislative and regulatory innovations, and new horizons such as the emerging extraterrestrial space economy.

While the conference provides in-depth updates on the state of the industry (economy; investment horizon; investor preferences; distribution; regulation; product development; technology), one of the key features of this conference is the opportunity to network with all of these industry players.

There are many advantages to in person networking and here are our top three:

People focused

Attending an event with a large audience to engage with engenders a sense of belonging in our industry, which is a very nice aspect of our work and helps us reaffirm our bonds with each other. In Finance, like most industries, doing business is predicated on the quality of human relationships we develop with others and as such attending conferences, it is always a great pleasure to catch up and reunite with friends and colleagues of the industry, and of course, making new connections.

Listen and learn about the industry

Attending conferences takes us out of our natural habitat, the Fintech laboratory, and exposes us to the realities of the industry. Conference agendas can inspire and generate new ways of thinking, problem solving, ideas and knowledge sharing. It is really important for us to hear what people think, see where the industry trends are heading, and also gather new ideas, which we bring back to base to help refine Reseo’s product and value-proposition.

Exchange and collaboration

We are always keen to discuss our solutions and exchange ideas. At Reseo, we believe in the power of interoperability of tech solutions and the benefits of collaboration with a view to meet the market needs and offer most value for our clients. Networking means we can really test how our ideas are received and explore opportunities to help our future customers. As a result, we hone our ideas where needed in order to meet the demands of the market.

So, if you meet a member of the Reseo team at your next industry conference, please grab us and engage in a conversation, let’s share that pleasure of meeting and connecting.

 

Photo credit: ALFI – Association of the Luxembourg Fund Industry via @LinkedIn

 

Industry conferences: Where innovation meets trust

Posted on by Luuk Jacobs

We’ve been attending several high-profile industry conferences recently and have noted some clear trends emerge, namely in the discussion around data, products and services. The Financial Services industry is looking at how it can harvest the value of all the data it holds and equally how new insights of these data, and the data itself can, or should be used to create the new products and services of the coming decade.

With data comes great responsibility and the need for trust.

New technologies often claim that their objectives are to reduce the need for trusted intermediators, arbitration costs, and fraud losses, as well as the reduction of malicious and accidental exceptions.

Not only do we believe that trust remains critical to ensure users’ funds and personal information are secure but equally that the technology proves that they can be trusted in replacing the intermediaries.

Here are three examples of where innovation meets trust;

Tokenisation

Tokenisation is a huge opportunity which relies on trust. It is important as an aid to the wider adoption of alternative assets by broadening the accessibility and appeal of alternative asset classes. This means they can be brought to a broader group of investors and even to the retail sector. What is currently holding it back from adoption is not so much the technology, but the regulation around investor suitability and ability to trade as well as liquidity requirements.

Alternative assets often have long term capital and investment horizons (>5 years) and therefore need an aligned commitment of the investors. Tokenisation can (partly) compensate for the capital commitment ie a £100 million building can be tokenised into smaller parts to invest in. Equally the tokens will be easier to trade if and only if regular valuation is trusted and reliable.

Smart contracts

A smart contract is, despite its name, not a legal agreement but instead a series of transactions which are automatically self-executed by a computer programme, according to the terms of a contract or an agreement.

The smart contract runs autonomously, requires no need for manipulation by humans, as is the case with paper contracts, and there are no intermediaries. According to this definition, trust is not a requirement because the blockchain automatically executes the contract once terms are met.

We beg to differ. It most certainly can be argued that if the smart contract does not deliver the expected outcome, the trust is quickly lost.

As comparison is often made between a smart contract and a vending machine in which you put a certain amount of money and choose a certain product with a push on a button. If the smart contract would not execute in line with the price indicated and choice of product, the vending machine (smart contract) would not be trusted.

Another example often used for comparison of a smart contract is that of currency exchange. High street banks were known for charging significant exchange fees and tried to compete with neo banks by incorporating these fees within the exchange rate offered. The “smart” contract was quickly seen for what it was and trust in the process was lost.

Blockchain, Distributed Ledger Technology (DLT)

Blockchain is another technology which is boosting the shift towards digitalisation in finance. Often associated with crypto currencies, the use goes well beyond that.

Blockchain is not a single-player game it is a team sport. Therefore, organisations that insist on forging ahead to create their own blockchain solutions are likely to be disappointed. There is little value to be had from a blockchain that only has one participant. The value of a blockchain lies in its participants and the extent to which they commit to the platform.

The original purpose of blockchain technology was to enable the transfer of value within trust-less networks, where the different parties did not have to trust each other to conduct transactions involving the exchange of value1.

However today, blockchain solutions require a network of parties to agree to use the network, agree on the underlying business processes that will govern the network, and then to integrate their systems with the network. Without trust between the parties, in the processes and governance of it the willingness to integrate the party’s system within the blockchain network are unlikely to happen. Equally, the processes need to be fit for blockchain purpose and need to fulfil the requirements of reliable, repeatable and at speed.

Innovation and trust as equal partners

In today’s world, the distribution chain consists still of processes that are paper based, convoluted and do not actively involve all parties. Innovation and digitalisation are more than often initiated from an efficiency point of view and less so from the perspective of effectiveness of the overall chain.

Although all of the above examples of innovative technologies may claim trust is not a requirement because the technology automatically executes the transaction once terms are met, it is clear trust in the technology itself is paramount.

Crypto currencies over the past decade have suffered significantly from the lack of trust in its technology or the companies executing it.

We therefore believe that innovation only thrives when it is coupled with a foundation of trust, ensuring the new ideas are accepted, adopted, and sustained over time.

New podcast: A History of Innovation in the Investment Management Industry

Posted on by Eva Keogan

Welcome to the new Reseo State of the Art podcast episode, History of Innovation in Investment Management. We are joined by guests and academics; Mark Cummins, Professor of FinTech and a Principal Investigator within the Financial Regulation Innovation Lab (FRIL), and Dr James Bowden, Senior Lecturer in Financial Technology, who both hail from the University of Strathclyde.

The nature of our conversation is expansive; we take a look at the history of innovation in Investment Management, to see how the past is connected to the present, and what this means for the future of the industry. Starting with the creation of mutual funds in the early 1900s, we discuss the evolution of investment products, the influence of technology, the impacts of regulation, data and advanced analytics. We are also looking at behavioural finance, globalisation, and the biggest challenges to innovation in the Investment Management industry today.

Listen to our podcast for a lively discussion and highly informed viewpoints.

Presenter
Pierre Yves-Rahari, Co-Founder and Director, A-Lab Solutions

Guests
Mark Cummins, Professor of FinTech and a Principal Investigator within the Financial Regulation Innovation Lab (FRIL), University of Strathclyde

Dr James Bowden, Senior Lecturer in Financial Technology, University of Strathclyde

Industry conferences: Innovation is also about taking a different perspective

Posted on by Pierre-Yves Rahari

I have just returned from a short Summer break. Disconnecting from my emails and app notifications, even for only a few days, has given me the space to look at a few things with a slightly different perspective. After all, this is the bedrock of new discoveries and the innovation we profess and encourage at Reseo. I am taking this approach to think about the Investment Management conferences I have attended this year and reflect on a nagging feeling that something is missing in the conversations held by and with my peers.

Secular and cyclical topics

On that basis, I perused through the agendas of several conferences and observed that most conversations in our industry evolve around two main pillars, one that I would call the industry “core” or secular concerns, and the other one, the more cyclical questions. “Core” or secular concerns include a review of the fundamentals affecting the industry; investment trends; product development; macroeconomic and geopolitical issues; and of course, the ongoing regulatory updates. On the other hand, cyclical questions – at least for the most recent conferences – include conversations about private markets (and “retailisation” of thereof) and alternative asset classes; anything and everything technology, innovation, blockchain and AI; and of course, anything ESG[1] (with a marked decrease in the volume of conversations on this topic lately). Besides these secular and cyclical topics, space is made for a few conversations on governance and leadership, and more sporadically on people and talent.

All these topics are interesting and relevant, but I can’t help but notice that most of our industry conferences are designed on the same model, bar a few exceptions. Which often leaves me with a feeling of déja-vu or repetition, despite the high professionalism of most events, and the fantastic learning and networking opportunity they offer.

My wish list

With that in mind, what innovation would I like to see in our industry conferences?

  • Diverse speakers: For once, I would very much promote a greater diversity in the pool of speakers. The pay-to-play model that now prevails in most industry conferences tends to favour established corporations and exclude smaller start-ups[2] from panel conversations. Established corporations offer extremely valuable insight from their experience, yet I firmly believe that the industry would strongly benefit from alternative, equally innovative voices which deserve to participate in the public debate.
  • Focus on people: Then, I would very much table more topics on people, talent and leadership, which includes looking at these questions not only within the organisations within our industry, but also from an external viewpoint. For example looking into the demographics and motivations of our investors; understanding the perspective of our stakeholders and so on.
  • Macro and systemic analysis: My bias is that understanding people and talent cannot be divorced from looking at the organisations within which they operate, and even further, from an examination of the macro systems within which our organisations operate. I would encourage more of these conversations within our industry conferences. These would offer more opportunities to compare and contrast our industry with others as well, and allow us to engage in more societal and sense-making conversations[3].

From an innovation perspective, I see great benefits in these gentle questioning of our industry, in contrast to the too often self-congratulatory tone of our conversations.

Call for action

What other topics or questions would you like addressed in our industry conferences? Please share your thoughts at reseo@reseo.global , which we will compile and publish in our next article.

 

 

[1] ESG: Environmental, Social and Governance

[2] With limited marketing budgets to participate in conferences

[3] CogX comes to mind, as a model of cross-systems conference

 

Game changing innovation in Investment Management today – lessons from the Paris Olympics

Posted on by Luuk Jacobs

With the Paris Olympics just behind us and the Paralympics still to come, much has been said already about how different the staging and infrastructure of the event were.

The opening ceremony gave us a taste of what was to come. Landmarks – from the Seine to the Eiffel Tower – were used to showcase Paris and other locations in an exciting and bold new light. Technology played a starring role too. The International Olympic Committee (IOC) deployed AI in a variety of ways including using it to safeguard against cyber abuse, to manage its energy management system and for new ways to identify talent.

This step change came about due to a distinct set of new criteria the games must now comply with. The new measures are social, environmental and economic, with fostering gender equality and legacy elements also playing a part. Hosts must now be more sustainable by using a maximum of existing and temporary venues.

These new constraints fostered rather than hindered innovation, making the Paris 2024 games a launchpad for a modern Olympics.

How does this relate to innovation in Investment Management? First, it is no secret our industry is highly regulated. We face the challenges of constraint and compliance as a result. Second, we should take a cue from the Olympics and not let these challenges hinder progress, they are an excellent catalyst for innovation.

Let’s define innovation. At Reseo, we believe innovation is the process of bringing about new ideas, methods, products, services, or solutions that have a significant positive impact and value. It involves transforming creative concepts into tangible outcomes that improve efficiency, and effectiveness, or address unmet needs. It is also about having an innovative mindset and bringing together diverse skills and thinking to create bold new solutions and industry firsts.

How can we foster the same behaviour, attitudes and outcomes in Investment Management?
When thinking about innovation, it is essential to look beyond technological advancements. Innovation encompasses many things from novel approaches to problem-solving, processes, organisational practices, to new business models and product development.

5 Key components of successful innovation 

Fantastic ideas take lots of work to bring into fruition. There are many stages, challenges and often setbacks, but we see successful innovation in organisations all the time and they all have these approaches in common:

  1. Innovation-led – the resources and infrastructure of a big company are not necessarily better than those of a bootstrapping start up. The size of the firm does not matter. Prioritising innovation as a key business objective does.
  2. Nurture – organisations, be they startups or large corporates, must foster a culture of innovation by keeping people motivated and rewarded.
  3. Diversity of thought – being open to all ideas from everyone, both inside and outside the organisation, engenders diverse thinking and better results. On top of this the organisation must implement and put this thinking into practice, listen to and gather feedback, adapt and then incorporate this into the innovation, or if necessary to pivot.
  4. Freedom to invent – innovation comes from testing, prototyping, and going back to the drawing board. Therefore understanding and managing the inherent key risks and uncertainties of innovation are important, but not to the level that it stifles progress.
  5. Acceleration – having the courage and commitment to drive the initial idea to a successful execution involves risk-taking, empowerment, agility and leading by example but it must also be timely. Innovation underpins competitive advantage but only if you keep ahead of the pack by being first to market.

 Innovation in focus 

When it comes to the focus of innovation, we always ask ourselves who is it for ultimately? Is it the end user, and who really benefits?The Investment Management industry has seen enormous innovation over the years. Fund Management tools have had a huge impact on how the analysis of investment opportunities and performance is being carried out – everybody wins.

The pandemic triggered significant innovation due to the constraints of lockdown. The in-person sales process was changed forever. Meetings with the market and clients over a coffee were replaced by automated digital tools, not just Zoom, Teams and the like, but also the analysis of investor preferences and their next likely step for investing in specific strategies. This ‘needs must’ scenario was a digital adoption learning curve for everyone.

We are now experiencing generational change where different needs drive demand for new solutions. The Investment Management industry has to meet the needs of Boomers who hold the biggest assets but are not seen as particularly tech savvy. The emerging digital natives are data hungry and want user friendly apps to manage their investment and to know everything about their investments too. There is no one-size fits all here.

Elsewhere, disruptors and trail blazers have changed the world we live in and have shown great innovation that our industry could emulate.

The travel agent has vanished from the high street with the advent of Airbnb, records and CDs have been largely replaced by Spotify, retailers by Amazon. Netflix has made DVDs obsolete, and so on.

This raises the question of disruption in our sector – and what if the IFA should soon disappear, and if so, how? What shape or form would this take?

Which leads me to my final point. Not all innovation is necessarily a plus for the ultimate client or the industry itself.
What then is the message for the Investment Industry when considering innovation? We think these are the two key questions to be raised:

  • Should innovation be focused on the benefit of the company or should the focus be on the benefit of the customer?
  • Is the focus of the innovation on reducing cost or on better service to the client;

Company and client focus are in our view not mutually exclusive here and innovation should benefit both parties. We also believe in keeping an eye on the future and the new innovations on offer. A constant appetite for entrepreneurialism and change will help protect against disruption in the financial sector too.

The industry must be open to turning constraint and compliance into a competitive advantage. This can lead to highly positive outcomes as we have seen with the Paris Olympics and among many of our peers.

 

News: Reseo e-Business ID solution launches into the Investment Management industry

Posted on by Eva Keogan

April 10, 2024: London-based investment technology startup A-Lab Solutions, today launches its ground breaking AI-enabled corporate investor centric Reseo e-Business ID solution (Reseo) into the market for the B2B Investment Management industry.

Initial rollout of Reseo is set to cover Luxembourg, Dublin, and UK -based funds and their global investors. As such, Reseo will support global distribution for UK, EMEA, LatAm, and Asia.

“Reseo is an industry first universal onboarding acceleration solution and we are delighted to launch into the market. Reseo sits between the Investor, Asset Manager, and Administrator, and is designed to work with existing onboarding platforms across the Investment Management industry. While Reseo acts as the universal travel adapter, seamlessly powering and accelerating onboarding, the Reseo e-Business ID, unique to each client, is the unique passport for funds.” said Pierre-Yves Rahari, Director and Co-Founder, A-Lab Solutions.

It is an accepted truth the industry spends too many hours on paper-based onboarding. Reseo is set to take the pain out of lengthy onboarding processes for the entire investment industry, by catapulting the process into the digital world.

“Reseo, significantly reduces risk while saving valuable time and money. There are many benefits, not least because it is available for industrywide use. We see existing onboarding as a significant yet overlooked challenge for the Investment Management industry and we solve the numerous issues with Reseo. We combat the messy paper headache with a digital solution accessed via an intuitive dashboard.” said Luuk Jacobs, Director and Co-Founder, A-Lab Solutions.

The elimination of paperwork saves time, money, and speeds up account opening times. The Reseo cloud-based solution leverages the latest AI technologies, and by doing so, reduces the document verification timeline from a matter of weeks to a matter of minutes.

To find out more about Reseo

Investment Management industry professionals wanting to contact Reseo to find out more or book a demo should get in contact here:

Pierre-Yves Rahari by phone: + 44 (0) 7454 006638 or by email: psrahari@reseo.global

Ends

About Reseo:

Reseo, the first product from the privately owned London-based startup A-Lab Solutions and, is set to catapult Investment Management servicing into the digital universe. A-Lab Solutions is built on the shared vision, mission, and values of its founders, team and Board of Directors.

A-Lab Solutions is united by trust, with diversity of thought at its core and dedicated to sustainable innovation.

Reseo is a trade mark of A-Lab Solutions Limited, registered in England and Wales.

Registered office: 40 Monkton Street, London SE1 4TX.

Registered company number: 10355088

Press Enquiries:

Eva Keogan

ekeogan@reseo.global

+44 0 7790 841538

 

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