Tag: fintech

Speed Matters: How Fintech Empowers Smarter, Faster, Client-Centric Investment

Posted on by Melanie Lopes

In today’s interconnected digital world, a client’s journey is far from linear. It is a continual shifting of experience influenced by emerging technology, changing expectations, and the current market. The investment management industry is no exception; it is undergoing a significant transformation driven by technology and clients’ evolving demands, particularly corporate and institutional ones. Fintech has also moved from a complementary function to an integral part of the business strategy. Firms that understand how to leverage fintech innovations well are better positioned to meet their clients’ needs and, therefore, more likely to survive in an ever-changing competitive landscape.

Here’s why it matters:

• Client Expectations Are Redefining the Experience

Corporate clients now expect the same level of digital sophistication they benefit from in consumer technology, such as real-time reporting, mobile access, AI-generated insights, and frictionless digital onboarding. For investment managers, keeping up to date on the fintech landscape is essential to meeting client expectations for improved processes and smarter, faster, and more intuitive services. If firms allow technology to fall behind, there’s a great risk of not meeting client expectations, client retention, and overall performance.

• Efficiency through Technology: A Strategic Advantage

Embracing technology can distinguish businesses in today’s market. By using automation, AI, and data integration, companies can streamline operations and manage complex portfolios more effectively. Early implementation of these tools usually results in improved scalability, reduced expenses, and more responsiveness, freeing teams to concentrate on critical strategic initiatives and relationship-building. In the end, tech-driven efficiency lets companies realise their actual capacity.

• Data Is the New Alpha

Fintech is revolutionising investment decision-making using alternative data sources, advanced analytics, and machine learning algorithms. Those companies making the most of this data are making better sense and more accurate predictions, allowing them to create customised solutions for their clients. Those who do not keep pace are doing so at their own risk and will lose out on the competitive insights that data science has to provide.

• Tech Enhances Every Touchpoint of the Client Experience

Technology is now critical to enhancing the client experience in today’s high-speed financial environment.

Clients desire:

  •  Immediate access to portfolio data. Customised, intuitive dashboards providing actionable insights.
  • Self-service portals for easy access to documents and report generation. By implementing fintech solutions with these features, investment managers can create a seamless experience that empowers clients to make confident decisions.

• Regulatory Tech (RegTech) Enhances Compliance and Trust

Regulatory complexity is growing, driven by evolving financial regulations and geopolitical forces like sanctions, cross-border restrictions, and AML updates. Fintech products like RegTech platforms allow companies to stay compliant in real time, reduce risk, and build clients’ trust. Embracing early will enable companies to avoid costly compliance mistakes and offer clients confidence in their governance frameworks.

• Time is critical for successful onboarding and compliance

One bottleneck for most corporate clients is the AML/KYC procedure, which can take 2–3 weeks or more. This can mean a missed opportunity or delayed entry into investment prospects in fast-evolving markets. Fintech solutions like digital identity verification, biometric onboarding, and machine learning-driven AML surveillance can reduce onboarding from weeks to days. By embracing such technologies, companies improve operational efficiency and demonstrate to clients that their time is valued. In short, technology speeds up trust.

The client journey is essential for business success. As technology evolves, client expectations shift. Corporate investment management is no longer just about returns; clients demand speed, insight, transparency, and a superior experience. Remaining one step ahead of fintech trends allows firms to onboard clients effectively, provide personalised service, and build trust through data transparency. In today’s competitive era, innovation and responsiveness-oriented companies will reign supreme in a world where seconds matter.

Here at Reseo, an AI-based corporate business data wallet at the centre of global AML/KYC, we focus on delivering Structured, Perpetual, Auditable, and technology-verified corporate business data. We are proud to be shaping the future of regulatory technology. Our AI-driven solutions for compliance automation, risk management, and due diligence help investors and financial institutions stay ahead of regulatory demands while enhancing transparency and trust. By empowering clients with smarter, faster, and more secure decision-making tools, we are redefining what it means to be truly client-centric in today’s fintech-driven environment.

Why graduates should join startups and engage in industry activities

Posted on by Melanie Lopes

As a new graduate in the corporate world, sometimes it may be scary as you’re not used to that environment. However, for your benefit it will give you the ability to grow professionally and personally. It’s one of the most competitive industries when you start applying for jobs as a graduate. Companies require you to have experience but do not allow you to show that you are capable of doing the work even though you have little experience. So, if you have the opportunity to work in a start-up company, I advise you to take it, it will give you:

  1. A new set of skills
  2. Knowledge
  3. Insights and visuals
  4. Opportunities and beneficial advantages for the future

Start-ups such as Reseo have a unique and different way of displaying how the corporate world works. It gives you a different perspective and knowledge of your industry. You will get the full picture of how a business is run daily which is beneficial for you to understand the company’s culture, leadership and much more. It’s a fast paced environment which will help and allow you to grow as you are required to work with many responsibilities simultaneously. This helps you develop various skills such as time management, problem solving, and critical thinking.

1. A new set of skills 

One of the skills that you will have to put into practice is adaptability, which will help you learn and comprehend why it’s important to step out of your comfort zone. When you step out of your comfort zone, it allows you to see your role grow and why you add value to the company. Some other skills that you will develop are networking, making connections, innovation, and confidence especially if you get involved in industry events. Networking and making connections will help you build your reputation, and confidence and prepare you for future opportunities that come across to you. Dealing with new start-ups requires you to be creative and innovative as you bring new ideas to the company and also to the development of your role.

2. Knowledge

Knowledge is a key factor for you to understand and learn when you’re being trained. When working in a start-up, you must ask as many questions as you need to understand. As the business is growing and developing everyone is involved a bit in all of the tasks in the company. Your input and ideas are very useful because of the different perspectives you bring. Engaging in activities and events such as conferences will give you rich and valuable content for you to learn and understand why a business needs to follow a certain business model.

3. Insights and visuals

I got the opportunity to attend some key industry players in the investment industry such as the Irish Funds, ALFI, and the FCA. Attending industry events is important if you’re starting in a senior role because you get a wide variety of panel discussions and speakers. It gives you valuable visuals as you get to see and feel why and how people act/speak and dress a certain way. It provides you with key insights such as trends, challenges, solutions, and new emerging ideas in the industry.

4. Opportunities and benefits

Overall, learning and getting involved by getting out of your comfort zone can also give you beneficial opportunities for the future. It’s important that you build strong relationships with your peers and connections as they are already experts in their area. This may lead to mentoring, advice, career growth/job opportunities, support and guidance in your professional aspirations and journey. All these opportunities prepare you for the upcoming challenges you may come across in your development and growth. It also will be beneficial for your personal growth.

In conclusion, starting from a start-up and attending industry events will benefit you and teach you all you need to know when you enter an international corporation. What do you think?

New podcast: Fintech brings a new perspective to the AML-KYC process value chain

Posted on by Eva Keogan

Welcome to a new episode of the Reseo State of the Art podcast, the platform for conversations about all things innovation for the Investment Management industry.

In this episode we are in conversation with Pierre-Yves Rahari, the Co-founder of Reseo, who is passionate in helping industry players service investors and fund distributors.

He gives us a perspective of the innate complexity of the funds industry across the UK and Europe. He reveals how it is on the cusp of change thanks to various technology solutions we have today, such as Reseo, and a shared vision of how this should work.

Learn about the new collaboration with Multifonds, and how it is a strong example of the way the market is able to collaborate, as we explore a new vision of the fintech-enabled AML-KYC process value chain, and the role played by Reseo.

Guest
Pierre Yves-Rahari, Co-founder and Director, A-Lab Solutions (Reseo)

Presenter
Eva Keogan, Reseo

Producers
Eva Keogan, Reseo
Mel Lopes, Reseo

New podcast: A History of Innovation in the Investment Management Industry

Posted on by Eva Keogan

Welcome to the new Reseo State of the Art podcast episode, History of Innovation in Investment Management. We are joined by guests and academics; Mark Cummins, Professor of FinTech and a Principal Investigator within the Financial Regulation Innovation Lab (FRIL), and Dr James Bowden, Senior Lecturer in Financial Technology, who both hail from the University of Strathclyde.

The nature of our conversation is expansive; we take a look at the history of innovation in Investment Management, to see how the past is connected to the present, and what this means for the future of the industry. Starting with the creation of mutual funds in the early 1900s, we discuss the evolution of investment products, the influence of technology, the impacts of regulation, data and advanced analytics. We are also looking at behavioural finance, globalisation, and the biggest challenges to innovation in the Investment Management industry today.

Listen to our podcast for a lively discussion and highly informed viewpoints.

Presenter
Pierre Yves-Rahari, Co-Founder and Director, A-Lab Solutions

Guests
Mark Cummins, Professor of FinTech and a Principal Investigator within the Financial Regulation Innovation Lab (FRIL), University of Strathclyde

Dr James Bowden, Senior Lecturer in Financial Technology, University of Strathclyde

A new State of the Art podcast: Beyond technology

Posted on by Pierre-Yves Rahari

We are delighted to share our new State of the Art podcast with you.

Join us for an insightful discussion about innovation within our industry, and beyond. Our guest is esteemed Tech Innovator, Carolina Minio-Paluello, who is in conversation with A-Lab Solutions Co-Founder and Director, Pierre Yves-Rahari.

They explore what is really innovation in the Investment Management industry. Fintech entrepreneurs are biased towards technology solutions. But isn’t it fair to extend the definition of innovation to the products the industry launches on the market? Or to some of the investment techniques that are developed on the trading floor? Or to any other forms of innovation?

Reseo State of the Art is the start of many conversations featuring digitally savvy and visionary guests. Listen in for a unique viewpoint of these different forms of innovation in the industry. You will be guaranteed to hear expert opinion and intelligent insights about all things innovation, for the Investment Management industry and beyond.

Thank you

Guest
Carolina Minio-Paluello, PhD, Tech Innovator
https://www.linkedin.com/in/cminio/

Presenter
Pierre Yves-Rahari, Co-Founder and Director, A-Lab Solutions

Production team:
Eva Keogan
Melanie Lopes

Subscribe to us, or listen in here, and find out about our exciting new London based startup which is offering the Reseo solution for fund distributors and investors for funds based in the UK, Luxembourg and Dublin from 2024.

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